Lexington Law Discount
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Frequently Asked Questions
How much does Lexington Law cost per month?
Lexington Law currently runs one plan priced at $139.95 per month. The first payment is due five to fifteen days after signing up, and after that the firm bills monthly, like a utility, for work already completed during that period.
Is there a free trial or a way to try Lexington Law before paying?
Lexington Law doesn't charge to start. Signing up covers a free credit assessment, case setup, and the start of communication with the credit bureaus at no cost, with the first actual payment coming five to fifteen days later.
Does Lexington Law offer a military or spouse discount?
Active military members and veterans receive 50 percent off their first payment, and the spouse of an existing client gets the same 50 percent off their own first payment when they sign up.
Can I cancel a Lexington Law subscription at any time?
Yes. Lexington Law doesn't require a long term contract and cancellation carries no penalty. Because billing works after the fact for completed work, cancelling partway through a billing cycle can still result in one final prorated charge.
Why might my Lexington Law payment be higher than expected?
A declined payment can trigger a late fee, generally between $4.95 and $19.95 depending on the service level, so keeping the card on file current avoids that extra charge.
Does Lexington Law guarantee it will remove items or improve my score?
No. Lexington Law can dispute items that appear inaccurate, unverifiable, or unfair, but it cannot guarantee removal of accurate negative information or a specific score increase, and it doesn't offer a money back guarantee.
Is Lexington Law available in every state?
Lexington Law operates in most states but does not currently offer services in Oregon, so it's worth confirming availability before signing up.
What happened to Lexington Law's old Concord Standard and Premier plans?
Lexington Law previously sold tiered plans ranging from about $99.95 to $139.95 a month. It has since moved to one plan at $139.95 that bundles disputes, creditor intervention, credit monitoring, and identity theft insurance for every client.
How do I reach Lexington Law if a discount or billing issue comes up?
Client Services can be reached by phone, chat, or the online account portal. Chat support runs seven days a week, and phone support is generally available on weekdays in the Mountain time zone.