Online Check Writer Coupon Codes

Yes. The free plan allows up to 5 checks a month from one bank account with basic features, no credit card required to sign up. Businesses that outgrow that volume can move to Pay As You Go at $1 per transaction, or a flat monthly plan like Standard at $19.99 a month, without losing their account history.

Check mailing starts at $1.25 for First Class postage and rises to $24.99 for FedEx Overnight within the US, or $29.99 for Canada. Choosing First Class for routine vendor payments and reserving overnight mailing for time sensitive checks keeps the per transaction cost down.

Online Check Writer offers a trial period on its paid tiers, and sign up does not require a credit card. The Premium plan also includes 500 free transaction credits every month, so a new Premium subscriber can process a batch of payments before any per transaction fee kicks in.

It integrates with QuickBooks Online and Desktop, Xero, Zoho Books, Zoho Payroll, Gusto, Sage, Wave, ADP and NetSuite, among others, so checks and bills created in those platforms can be printed or paid without re entering the data. A synced integration also means fewer manual reconciliation errors, which is where a lot of the platform's advertised cost savings actually come from.

Premium adds an unlimited number of bank accounts and users, premium check and invoice templates, full API access, and the pay by credit card feature for vendors, rent or tax payments. It also includes 500 free credits each month, with per transaction fees only applying once those credits are used.

Yes, this is one of the platform's signature features. Online Check Writer converts the credit card charge into a payment the vendor receives as a check, ACH transfer or other accepted method, which lets a business hang onto cash flow and credit card rewards a bit longer, though a transaction fee applies to that conversion.

Yes. ACH, check and invoice processing fees are tiered, meaning the per transaction cost typically drops as monthly volume grows. Businesses with high check volume are usually better off comparing the Standard or Premium monthly plans against Pay As You Go rather than assuming the cheapest sign up price is the cheapest at scale.

Some no fee claims apply only to accounts that keep a minimum average wallet balance, currently $10,000, under the platform's Wallet Deposit Policy. Accounts below that balance may see standard transaction fees apply instead, so it is worth checking the current fee schedule before assuming every advertised free feature applies automatically.